Securing and Simplifying Digital Payments
Stonebridge Solutions is a small focused company located in Vancouver, BC.
We create novel technologies to safeguard identity while innovating digital payment under the brand name XUMI.
5 years ago we saw that the migration to digital and the adoption of new technologies was exposing security and privacy gaps that the legacy payment solutions and infrastructure weren't designed for.
We believed that at some point the global migration to digital would reach a tipping point where the risk to an individual's security and privacy while transacting digitally would be exploited for fraudulent purposes.
The pandemic has created that tipping point.
Our vision is to facilitate secure payment and the use of digital identification to reduce cost, risk and complexity while at the same time elevating trust and the purchase experience to the next level.
XUMI is game changing technology. We look at things differently and are not encumbered by the way things have always been. If it's needed to solve the problem from a security, interoperability or user experience perspective - we innovate.
We have abstracted functional elements components and have enabled a suite of SDK’s and API’s with a platform to support them to facilitate interoperation in the industry and affect the change we set out to make.
Much of the XUMI magic is embedded in the tech required to support a non-repudiated transaction, security and a seamless user verification and credential on-boarding experience.
- Mobile threat & attack vector mitigation for mobile wallets;
- New datasets for payment to prove non-repudiation;
- Device, credential and payment analytics as a service;
- Digital ID, wallet & merchant registration service to facilitate interoperability;
- Network independent protocol to legitimize and enable fast, secure mobile to mobile data exchange for payment;
- Novel payment credential verification, on-boarding and user authentication;
When we set out 5 years ago we believed that the road to global digital transformation was long, and then suddenly it wasn’t. Our technology is bigger than we are, and it has the ability to change the game, switch things up, have impact.
We are looking to collaborate with trust frameworks, governments, card associations, issuers, payment service providers, technology providers, consumers, merchants and asp’s.
The legitimacy, and protection, of both parties in a transaction is fundamental to a successful and secure migration to digital payment.
Simplifying , Securing Digital Payment
Stonebridge Solutions Inc
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